Experienced Attorneys Help With Uninsured Motorist Accident Claims in Pascagoula, MS
Skillful car accident lawyers in Mississippi seek compensation for victims
All Mississippi drivers are required to carry liability insurance for their vehicles. Yet, there is a significant chance that a typical car crash will involve an uninsured driver. The Insurance Research Council estimates that approximately 23 percent of all Mississippi drivers are uninsured. The attorneys of Cumbest, Cumbest, Hunter & McCormick in Pascagoula have decades of experience representing victims of accidents throughout the state, including those caused by uninsured motorists. We pursue all available sources of recovery so that our clients can be fairly compensated for their injuries.
Respected counselors guide injured clients through financial recovery options
When you are hurt in a car crash, hospital bills, medical bills and other costs can pile up quickly. Combined with loss of wages from being unable to return to work, these expenses can easily put you into financial distress. The driver at fault for the auto accident is personally liable for damages, and their liability insurance is the primary source of paying claims. But if that driver is uninsured or has insurance that is insufficient to cover the total damages due, victims need to pursue other remedies. Our personal injury attorneys can help you seek payment of damages by initiating a lawsuit against the at-fault driver and winning a judgment that allows you to attach the defendant’s property or garnish his or her wages or other sources of income. There is also the possibility of holding other parties liable, such as manufacturers or installers of defective vehicle parts that may have contributed to causing the accident.
Dedicated firm advises clients injured by uninsured and underinsured drivers
When you purchase auto insurance in Mississippi, your policy includes uninsured motorist (UM) coverage, unless you decide to waive it. These lines of coverage provide reimbursement for your accident costs in the following scenarios:
- The at-fault driver is uninsured —Your UM coverage reimburses you for medical expenses, lost income and other out-of-pocket costs up to your policy limit.
- The at-fault driver is underinsured —Your UM insurance pays the difference between the other driver’s liability insurance payment and your out-of-pocket costs, up to your policy limit.
- The at-fault driver is unknown — If the accident is caused in whole or in part by a hit-and-run driver who is never identified, your UM coverage reimburses you in proportion to that driver’s share of the fault, not exceeding your policy limit.
The amount of compensation you will be able to collect from your UM coverage will depend on whether and to what extent your own negligence contributed to the accident. Under Mississippi’s pure comparative negligence rule, your recovery will be reduced by the percentage of liability that your insurance company assigns to you. Before filing a claim, it is wise to speak to an auto accident attorney familiar with Mississippi’s insurance and liability laws.
Contact determined Mississippi attorneys for help after an uninsured auto accident
The personal injury attorneys of Cumbest, Cumbest, Hunter & McCormick in Pascagoula advise and represent individuals injured in Mississippi auto accidents with uninsured and underinsured drivers. To schedule a consultation with one of our highly qualified lawyers, call 866-461-1591 or contact us online.